Estimated read time: 4 mins, 27 secs

It’s that time of year again… the holidays. This is usually the season of joy, laughter and love. But, for some, it’s more of a holi-daze, because it’s also a time of serious stress, pressure to please and unmet expectations. We usually just go through the motions and buy into the hype, but the mounting debt is out of control for many and borderline debilitating. Between purchasing gifts, hosting parties, booking travel and for some, fewer work hours, it’s easy for debt to add up, especially if you don’t have a savings account.

 

 

After one year, many still haven’t paid off the credit card debt from the 2017 holiday shopping season! In fact, according to Market Watch, an alarming number of shoppers are still paying off debt from last Christmas. 68% of holiday shoppers racked up credit card debt in 2017. 76% of shoppers say they overspent in 2017 and 74% admit to not making a budget at all. This year, the payoff may take until next Christmas and beyond for many in your circle.

So many families are buried in stress, then debt, this time of year. People don’t want another bill to pay, but they’re surely looking for a way to make some extra money to help lessen the burden of the holiday season. If you’re wondering how you can help your friends and family get control over their finances, give the gift of LIMU and pass along the blessing of extra income and a chance to change it all.

SIDE-SWIPED BY THE CREDIT CARD SWIPE

The fact is, for many consumers, the cheer of the holiday season will soon be replaced with dread over debt. Less than half of those surveyed think they can pay off their holiday debt in less than 5 months. 29% plan to take more than 5 months or just make the minimum payments, which could extend the debt to 10 years or more. That’s on top of existing debt. And on top of cash purchases, year after year.

It would take 10 years to pay off a credit card at a 15% interest rate making just the minimum $25 payment on $1,003, including nearly $400 in interest paid, almost doubling the cost of the holidays.

Making payments for a decade to pay off one season of holiday-induced debt can be brutal on your personal finances. The National Retail Federation forecasts that the average consumer in 2017 will spend an average of $1,000 or nearly $2,000 among households earning $100,000 or more (up 4.1 percent from last year). What’s worse is that over 68% of people didn’t plan to incur this much debt.

Nearly 40 million Americans are still paying off 2017’s holiday credit card debt.

MORE DEBT = MORE STRESS

68% of those who shopped during the 2017 holiday season incurred credit card debt versus 56% of those who shopped during the 2016 holiday season. This trend is only going up as more and more families rack up their credit cards in an effort to give their family the perfect Christmas.

1 in 4 Americans will go into debt this holiday season.

A lot of this can be chalked up to “keeping up with the Joneses” or just simply getting wrapped up in the “magic” of the season. But, when you pull back the glittery curtain, a lot of people are hurting. We buy gifts for so many because it feels good when you do something for somebody, but it can take an emotional and financial toll.

This year, gift hope to those you care about most and make a resolution you can actually keep. Make a sincere promise and commitment to give a gift with real meaning. A gift with the ability to transform someone’s entire life.

 

 

The people who "can't afford it" are the people who need it most. 💯

There’s no better time to share the #LIMU + #ARIIX Experience » https://t.co/HAIFO7Jzsu pic.twitter.com/1xGhE4o6ef

— LIMU® (@LIMU) December 9, 2019

 

 

PUT AN FTP UNDER EVERY TREE

Now is the perfect time of year to get started. Maybe some of your friends and family are looking for new ways to generate additional streams of income. Ask them if an extra $500 or $1,000 would make a difference in their families’ lives. Whatever the number is, LIMU’s proven system makes starting and building your own home-based business easier than ever.

LIMU is the ultimate side hustle because you can weave it into your busy life and make money by networking with no cap on your earning potential.

MIX, MINGLE & MAKE GREEN

Whatever your goals may be this holiday season or in the new year ahead, this is the time to share the LIMU Experience with others. Do more than mix and mingle at holiday gatherings — share your story and invite others to create a story of their own. Give someone a chance to change the holiday debt statistics and embark on a new path towards financial fitness. Sharing is caring and you know first-hand how LIMU changes lives.

Our turnkey business opportunity is a simple and fun way to get paid up to 5 times a month with 13 ways to earn. It’s part-time work for full-time income with unprecedented perks. Everyone’s in the market for that! We run on the kind of authentic, word-of-mouth advertising that we’re all hardwired for, so go out and bring joy to the world today!

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